Protect Your Assets with Umbrella Insurance Coverage in Washington State
Life is unpredictable, and even a single lawsuit or major accident can create financial exposure that exceeds the limits of your existing insurance policies. Umbrella insurance provides an additional layer of liability protection designed to help safeguard your savings, investments, home, future earnings, and other valuable assets.
At Villa Insurance Group, we help individuals and families throughout Washington find umbrella insurance solutions that provide greater peace of mind. Whether you’re looking for added protection for your home, vehicles, rental properties, recreational vehicles, or personal liability exposures, our team can help you determine the right amount of coverage for your situation.
As an independent insurance agency located in Lynnwood, Washington, we proudly serve clients throughout Lynnwood, Bothell, Seattle, Everett, Bellevue, Edmonds, Shoreline, Renton, Tacoma, Spokane, Vancouver, and surrounding communities. We work with multiple insurance carriers to help you compare options and find coverage that fits your needs and budget.
Why Umbrella Insurance Matters
Additional Protection When You Need It Most
Umbrella insurance provides extra liability protection beyond the limits of your home, auto, and other personal insurance policies.
Extra Liability Coverage
Extends protection beyond the liability limits provided by your existing insurance policies.
Protect Your Assets
Helps protect your home, savings, investments, and future earnings from large liability claims.
Coverage for Lawsuits
Provides an additional layer of protection if you're sued for bodily injury or property damage.
Peace of Mind
Know that you have additional protection in place for unexpected situations that exceed standard policy limits.
How much does an Excess / Umbrella policy cost?
One of the things that makes Umbrella insurance so appealing, and almost a no-brainer in most situations, is that the cost is generally very low.
Most insurance carriers offer coverage starting at around $150 per year. The cost of your policy goes up based on the amount of cars and homes you need it to overlay, but in general the cost is pennies on the dollar, and all the risk is on the insurance company.
Even if your premium was $300/yr, the insurance company is on the hook for at least $1,000,000. That is a tremendous value, and something that everyone should think about given the litigious nature of our society.
It only takes one accident to potentially bankrupt yourself
If you don’t have enough coverage, and in a world where medical expenses are sky rocketing, it only make sense to think about purchasing Umbrella insurance.
To get started with your quote, click the start quote button below. Our team will shop the marketplace to see who offers the best coverage. Keep in mind that most insurance carriers require that you have at least your auto insurance policy with them in order to qualify for their umbrella.
Stand alone umbrella policies are available also for special situations.
