Why Washington State is at High Risk for Earthquakes
Washington sits on multiple active fault lines, including the Cascadia Subduction Zone, which has the potential to generate major earthquakes. Seismic experts warn that Washington is the second-most earthquake-prone state in the U.S. The Seattle Fault, South Whidbey Fault, and Tacoma Fault pose significant threats to homeowners in the Puget Sound region, Kitsap County, and Bremerton.
Does Homeowners Insurance Cover Earthquakes?
Many homeowners mistakenly believe their standard home insurance policy covers earthquake damage—it does not. Without earthquake insurance, you could be left paying out of pocket for costly structural repairs, rebuilding, or replacing belongings.
What does earthquake insurance cover?
- Dwelling protection: Repairs to your home and attached structures
- Personal property: Covers damage to furniture, electronics, and other belongings
- Loss of use: Pays for temporary housing if your home is uninhabitable
- Earthquake retrofitting discounts: Homes with seismic reinforcements may qualify for lower premiums
Why Bremerton & Puget Sound Homeowners Need Earthquake Insurance
If you own a home in Bremerton, Seattle, Tacoma, or anywhere in Washington State, you are in an earthquake hazard zone. The cost of earthquake damage can be devastating, often exceeding $100,000 for repairs. Since FEMA assistance is not guaranteed, earthquake insurance is your best financial protection.
How to Get the Best Earthquake Insurance in Washington State
At Villa Insurance Group, we help homeowners, renters, and business owners in Bremerton, Seattle, and the greater Puget Sound region secure affordable earthquake insurance policies. As a top-rated insurance agency in the PNW, we offer customized earthquake coverage to protect your assets and give you peace of mind.
Get a Free Homeowners Policy Review Online Today!
Are you looking for homeowners or earthquake insurance in Seattle, Washington? We are a local top-rated independent insurance agent protecting all aspects of your life. From your business to your autos and home, we have you covered!
The benefit of choosing an independent agent like us means options. We have relationships with many top-rated carriers to give you the home insurance coverage you need that fits your budget. Don’t wait—call us today at (425) 771-9000 or get a quote online and start saving money!