Looking for General Liability Insurance in Lynnwood, Washington?
Are you a business owner in Lynnwood, Washington, searching for General Liability Insurance? Villa Insurance Group has you covered. It only takes one claim to financially impact your business, so it’s essential to have adequate coverage from a highly rated carrier.
At its core, General Liability Insurance (commonly known as CGL for Commercial General Liability) is the most basic and essential form of commercial liability coverage. If you own a business, having General Liability coverage isn’t just important—it’s mandatory.
At Villa Insurance Group, we partner with a wide range of General Liability Insurance providers to match your specific business type with the best possible coverage and pricing.
What Does General Liability Insurance Cover?
Running a business comes with risks, but General Liability Insurance protects against many of the known and unforeseen liabilities.
Simply put, CGL protects you, your business, and your employees from claims involving bodily injury or property damage resulting from your business operations. These policies cover the costs of out-of-court settlements, litigation, and court-awarded judgments. Often, CGL is bundled with BPP (Business Personal Property) coverage in a BOP (Business Owners Policy).
Here’s what General Liability Insurance typically covers:
- Lawsuits, investigations, and settlements
- Injury damages
- Advertising or copyright claims
How Do You Get CGL Insurance?
Like any insurance, there are specific underwriting and eligibility questions to answer so the insurance company can determine your coverage and rate.
Villa Insurance Group will guide you through the entire process and make it simple. Often, businesses are required to provide a certificate of insurance before they can work with certain clients or companies. This certificate proves you have active coverage, which is typically a requirement for operating a business in most states.
If you’re feeling uncertain about the process, don’t worry—we’ll make it easy for you. Call us today, and we’ll help you get started with the coverage your business needs.
