Flood Insurance

Looking for Flood Insurance in Lynnwood, Washington?

When most people think of floods, they might recall massive events like Hurricane Katrina or Hurricane Sandy—devastating storms that caused billions of dollars in damage.

However, the truth is that most floods result from far less catastrophic events. In fact, just a few inches of standing water can cause tens of thousands of dollars in damage.

If you’re searching for flood insurance in Lynnwood, Villa Insurance Group has you covered. Did you know that every home in the United States is located in a FEMA-designated flood zone? The difference is that some zones carry higher risks than others.

It’s important to remember that most flood insurance policies come with a 30-day waiting period, so don’t wait until disaster is at your doorstep—plan ahead!

Homeowners Insurance Does Not Cover Flood Damage

Regardless of whether you live in Lynnwood or any other part of Washington, flood insurance is not included in standard homeowners insurance policies. It must be purchased as a separate, stand-alone policy.

Flood insurance can also reimburse you for efforts to protect your home, such as sandbagging, moving furniture, and removing debris.

If you live in certain high-risk flood zones, your mortgage company may require you to purchase flood insurance. Even if you’re outside a high-risk area or don’t have a mortgage, it’s still a wise option to consider for added peace of mind.

Villa Insurance Group is here to help protect your home and belongings from the unexpected. Contact us today to explore your flood insurance options in Lynnwood, Washington!