As we have become more dependent on smartphones and computers to make many parts of our lives easier and more convenient, this connectivity and technology comes at a cost in terms of potential risks and liabilities. We are more vulnerable…
There are some 63 million dogs in the U.S. and while they make for great companions and help keep our homes safe from intruders, they can also be a significant liability. About 4.5 million people suffer dog bites every year,…
Every year, millions of Americans safely enjoy outdoor barbecues, but accidents do happen. According to the U.S. Fire Administration, fire departments respond to an estimated average of 10,600 home structure and outdoor fires involving grills per year. These fires cause…
While most people are understandably concerned about insuring their homes against fire loss, that risk is not what causes the most losses for homeowners. Water damage is a more common threat that accounts for more claims than fire damage. Statistics…
Should you insure your wedding ring? Engagements are such a happy moment. Everything has worked perfectly and the bride-to-be is in love with her engagement ring. It’s a happy time in your life as a couple. No one wants to…
Some things in life are too fundamental not to insure; car insurance and homeowner insurance are two perfect examples. Both vehicles and homes are the core of a comfortable modern life, so it’s essential to have an insurance policy…
I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property…
