Home security alarms have come a long way over the past decade thanks to WiFi, Bluetooth and smartphone technology. These security systems allow you to monitor your home remotely and receive messages if a sensor detects motion or it hears glass breaking. Many of the systems are also hooked up to cameras that you can […]
The old saying goes “April showers bring May flowers.” However, those same showers can also bring something unwanted: water damage. Rain that exceeds the capacity of storm sewers, sump systems, bodies of water and the ground’s ability to absorb and hold water can cause big problems for your home, resulting in significant water damage and […]
The chill in the air tells you it’s time to pull out the heavy clothes and brave the falling temperatures. That chill should also tell you it’s time to perform a check of your home to ensure it can withstand the rigors of the upcoming winter. Roof – Start with a top-down approach by taking […]
As autumn approaches with its heavy rains and storms that are becoming increasingly unpredictable, you should start now to make sure your home is properly protected against them. If a particularly heavy storm hits, you can lose outdoor furnishings and see parts of your house damaged by winds or falling trees or branches. Also, you […]
Even though your insurance premium payments appear on your books as an expense, you are in fact purchasing a valuable asset. The law firm of Anderson Kill recommends in a blog that companies treat their policies as assets that must be actively managed if their full value is to be realized when they are needed. […]
Increasingly frequent and extreme weather events, along with rising home repair costs, are combining to drive homeowner’s insurance premiums higher. According to the Insurance Information Institute, 2020 saw the number of wildfires nationwide jump to 58,950 from 50,477 in the year prior, resulting in over 10.1 million acres burned, more than double the 2019 number. […]
The cost of buying and installing home building supplies is going through the roof, and it may leave you without enough insurance to rebuild should disaster strike. Lumber and other construction material prices have skyrocketed, and so has the cost of labor as the building industry struggles with a manpower shortfall. These issues are adding […]
Fourth of July is one of America’s favorite holidays and it’s a time to enjoy Independence Day with your family and friends. Unfortunately, every year more than 11,000 people are sent to the emergency room for fireworks-related injuries and in a typical year about eight to 10 people are killed by fireworks. On top of […]
As we have become more dependent on smartphones and computers to make many parts of our lives easier and more convenient, this connectivity and technology comes at a cost in terms of potential risks and liabilities. We are more vulnerable to having our personal data being hacked, our identities stolen, our computer frozen and our […]
There are some 63 million dogs in the U.S. and while they make for great companions and help keep our homes safe from intruders, they can also be a significant liability. About 4.5 million people suffer dog bites every year, according to the Centers for Disease Control and Prevention. Of that number, about 885,000 need […]
