As more and more people start their own businesses, many of them start small and run the business from home. In the beginning, it might just be a side hustle to earn a little bit extra on top of their day job salary, but as it grows, your homeowner’s or renter’s insurance may not cover […]
After the kitchen, the garage is the second-most common place in the home where fires start. There are some 6,600 garage fires that cause an estimated $457 million in property losses every year, according to the U.S. Fire Administration. The danger is that these fires, after they start, are rarely confined to the garage, easily […]
When you hire contractors, electricians or other home repair specialists, you may shop around on price and go with the least expensive one. But if a contractor comes in with a bid that is much lower than the competition, it could mean they are cutting corners – and one of the top ways for them […]
As the new year gets underway, now is a good time to review your home safety and insurance plans for the year. Make sure in 2023 that you make your home safety a priority, and also ensure that you get the most bang for the buck with your insurance coverage. Here are eight ways that […]
As the holidays approach and the merriment gets underway, don’t forget to keep your home safe from fires, injuries and burglaries. Homeowner’s insurance claims spike in November and December every year, most of them due to fires as you start sprucing up your home for the holiday season, so keep an eye out for these […]
As temperatures fall and you spend more time indoors in front of the fireplace, the last thing you want to think about is the condition of your chimney. Dirty chimneys can cause serious fires, which damage or destroy homes and injure people. Before lighting a fire, make sure it is safe to do so. Be […]
Your homeowner’s insurance policy protects you from having to pay on your own for damage to your home caused by fire, wind, smoke and other causes. However, your home might not be all you have to worry about. Does your property have a gazebo? A deck? A pool? An outside kitchen? A detached garage? A […]
While most of us take steps to protect our assets from fire and theft, there are some items in your home that you likely cannot afford to lose in any circumstances. Think: birth certificates, passports, Social Security cards, tax documents and any collections of valuable items, like stamps or coins. Often we default to using […]
If your child is gearing up to attend college, they will leave the comforts of home to likely be on their own for the first time. And while they and their belongings have been under the protective custody of you and your insurance, now that they will be living away they may not be as […]
One big concern for all of us these days is online safety and protecting our personally identifiable information and credit card information. Not only that, but clicking on a nefarious link on a website or in an e-mail can unleash a cyber attack on your computer with bots rifling through all of your files. In […]
