Material handling accidents account for thousands of injuries and a number of deaths each year on construction sites. They are one of the top injuries in the construction trade and can result in serious injuries and death depending on the material, the weight of the load, and the distance it falls. These injuries lead to […]
Contractors Insurance
Construction Falls and the Dangers of Suspension Trauma
One of the most common construction industry accidents is falls from heights, which is why it’s crucial that you have in place fall protection systems for your workers. One of the best ways to prevent injuries and death from falls is by using a fall-arrest system. But while these systems can save lives, they can […]
Construction Firm Tips for Avoiding Insurance Disasters
When you’re in the construction industry you already have lots to worry about: Keeping your workers safe in one of the most dangerous industries, uninsured or underinsured subcontractors, and finding experienced employees from a shrinking pool of talent. Not only that, but lawsuits lurk in any project, exposing you to serious losses that can threaten […]
Safety Strategies for Heavy Equipment
The safe use of heavy equipment is critical when machinery such as bulldozers, graders or ground-moving equipment is used in the construction of new homes, bridges, shopping malls or other commercial buildings. The size and weight of these heavy machines make them extremely hazardous, and proper operation is required to avoid serious injury or death. […]
How to Handle a Premium Audit
It might be hard to fathom any type of audit being beneficial, but when your insurer conducts a premium audit for your account, it can just as important to you as it is to your carrier. When you were first issued your policy, the carrier looked at the estimated sales figures or payroll data that […]
High Heat Increases Risk of Injuries for Inside and Outdoor Workers
As many parts of the country are wrestling with ever-increasing temperatures during the summer months, a new study has found that the hotter the weather gets, the higher the risk of workplace accidents and injuries for both indoor and outside workers. The study by the University of California, Los Angeles, based on claims data from […]
Builder’s Risk and Umbrella Insurance Pricing Climbing Fast
Insurance rates are rising rapidly for contractors, particularly for builder’s risk and excess liability policies as the cost of claims continues to increase dramatically. While rates for builders’ risk have been averaging 10 to 20%, pricing for excess liability and umbrella coverage have in some cases doubled from the year prior. Both lines of insurance […]