Auto Insurance

As autumn hits its stride, it’s bringing showers and that means the roads become slick and dangerous, particularly if there is flooding accompanying the rain. When it rains, the number of auto accidents increases, even when rainfall is light. Any time the roadways are wet, there’s a higher risk of being involved in an injury-causing […]

For decades road fatalities were on a steady decline thanks in large part to new technologies that have made our cars safer, like anti-lock brakes, airbags, early warning systems and better construction. Then the smartphone entered the scene and the social media addiction exploded, adding a driving distraction that some people find too hard to […]

All states set minimum coverage levels for drivers, but if you are involved in a serious accident, minimal coverage may not get you off the hook for the full extent of damages. Your state’s goal is to make the required insurance affordable, but in many cases the established minimum coverage is not adequate to cover the […]

While teenagers react with glee when they get their driver’s license, for parents it is a time of angst and the specter of higher insurance premiums. Sticker shock is not uncommon when parents receive that first quote for coverage, but there’s a reason for those higher rates. Teen drivers are unproven and due to their […]

Some of the riskiest locations for roadway collisions are work zones, as they often result in changes in traffic patterns and right of way, along with workers present and large commercial vehicles on the scene. Work zones are designed to improve the safety of workers who are enhancing or repairing roads, freeways, bridges, sewage and […]

In auto insurance there are two main areas of covered physical damage losses: collision damage losses and losses other than collision. These two categories are often referred to as collision coverage and comprehensive coverage. What is comprehensive coverage? Comprehensive car insurance is auto insurance that covers loss to the insured’s vehicle caused by an object, […]

The novel coronavirus pandemic has made many of us work from home, wear masks in public and keep physically distant from others. A recent government study also indicates that it has made us worse drivers. While Americans drove less after the pandemic was declared, they were more dangerous when they did drive, according to the […]

There are a lot of benefits that auto insurance companies can offer when you invest in them. For a lot of us, we use vehicles to travel places, so we are well aware of how useful they are, as well how dangerous they can be in case of crashes. It is important for drivers and […]