If you have a teen driver, you already know you are paying more for their insurance than your own due to their inexperience and the greater likelihood that they will be involved in a traffic accident. Their inexperience coupled with still-developing judgment and the distractions of smartphone life is a concoction for a higher risk […]
Auto Insurance
Take Extra Steps When Driving in Winter Conditions
While winter can bring beauty and may be exciting for children who enjoy sledding and other outdoor fun in the snow, for drivers it can turn a routine trip into a treacherous journey. Snowy and icy conditions can make for difficult driving and it’s important that you are prepared and on the ball when you […]
Had an Accident? Expect Long Repair Times
Due to labor shortages and supply chain issues, the time it takes to repair a vehicle has increased substantially in the last year. What used to take two weeks maximum can now take more than a month, and that leaves some people in a bind with their insurance. The standard auto insurance policy will in […]
Auto Insurance Rate Hikes Show No Signs of Slowing
A number of factors are converging to drive up the cost of auto insurance, and the website Insurify.com predicts that rates will jump 12% on average in 2023 from this year’s level. Rate increases vary from state to state and some are seeing higher hikes than others. The expected increase for 2023 builds on a trend […]
Have You Checked If Your Car Is Subject to Recall
Over the past five years, 150 million vehicles have been recalled by manufacturers in the U.S. It’s great that regulators and auto makers are constantly looking for issues that can cause danger to drivers and passengers, and recalls have likely saved thousands of lives. The problem is that not all drivers are taking the recalls […]
Catalytic Converter Thefts on the Rise
People typically lock their cars when they park them to safeguard personal items and components inside the vehicle. Increasingly, however, criminals are less interested in what’s inside the car than they are in what’s underneath it – the catalytic converter. The National Insurance Crime Bureau has reported that thefts of catalytic converters jumped by 325% […]
Drowsy Driving Now Classified as Impaired Driving
The National Highway Traffic Safety Administration now classifies drowsy driving as “impaired” driving, putting it in the same category as driving under the influence of drugs or alcohol. The dangers of drowsy driving are real and the NHTSA estimates that it contributed to the deaths of 5,000 Americans last year. Drowsy-driving accidents cost an estimated […]
Car Safety Features That Can Reduce Your Premium
The auto industry continues to roll out new and improved safety features to protect drivers in case of an accident. The good news is that besides saving lives, if you purchase a car with these features, you may earn a discount on your insurance premium. There are a number of safety features that well net […]
Three New Year’s Resolutions for Peace of Mind
While you’ve probably made some sound New Year’s resolutions for 2022, you may also want to consider a few that will give you more peace of mind and better protection. Our ideas for insurance-related resolutions can save you money and ensure that all of your important assets are properly insured. You may want to think […]
Determining Who Is at Fault in an Auto Accident
Determining who is legally responsible in an auto accident requires identifying who the negligent party is. In most cases, common sense can be used to determine fault, but often drivers do not know exactly which laws were broken by the at-fault party. This makes it more difficult to prove a case to an insurer when […]