As autumn hits its stride, it’s bringing showers and that means the roads become slick and dangerous, particularly if there is flooding accompanying the rain. When it rains, the number of auto accidents increases, even when rainfall is light. Any…
For decades road fatalities were on a steady decline thanks in large part to new technologies that have made our cars safer, like anti-lock brakes, airbags, early warning systems and better construction. Then the smartphone entered the scene and the…
As autumn approaches with its heavy rains and storms that are becoming increasingly unpredictable, you should start now to make sure your home is properly protected against them. If a particularly heavy storm hits, you can lose outdoor furnishings and…
Even though your insurance premium payments appear on your books as an expense, you are in fact purchasing a valuable asset. The law firm of Anderson Kill recommends in a blog that companies treat their policies as assets that must…
While you already have enough to worry about when your child leaves for college, you don’t want the specter of them dealing with the theft or damage of their possessions while there. For about $150 a year, you can protect…
Increasingly frequent and extreme weather events, along with rising home repair costs, are combining to drive homeowner’s insurance premiums higher. According to the Insurance Information Institute, 2020 saw the number of wildfires nationwide jump to 58,950 from 50,477 in the…
Even businesses that own fleets of autos sometimes use vehicles that do not belong to them. Often, a business asks an employee to run an errand or visit a customer or vendor using that employee’s car. The organization may become…
All states set minimum coverage levels for drivers, but if you are involved in a serious accident, minimal coverage may not get you off the hook for the full extent of damages. Your state’s goal is to make the required insurance…
The cost of buying and installing home building supplies is going through the roof, and it may leave you without enough insurance to rebuild should disaster strike. Lumber and other construction material prices have skyrocketed, and so has the cost…
A work-related vehicle accident will cost an employer an average of at least $16,500, according to OSHA. If injuries are involved, that figure can quadruple. If there’s a fatality, you could be looking at costs exceeding half a million dollars. Not…
