Last year, most companies cancelled their holiday parties as COVID-19 case rates started surging after the Thanksgiving holidays and as people started spending more time indoors. Cases have once again been rising in the run-up to December, so many businesses…
Determining who is legally responsible in an auto accident requires identifying who the negligent party is. In most cases, common sense can be used to determine fault, but often drivers do not know exactly which laws were broken by the…
It might be hard to fathom any type of audit being beneficial, but when your insurer conducts a premium audit for your account, it can just as important to you as it is to your carrier. When you were first…
The chill in the air tells you it’s time to pull out the heavy clothes and brave the falling temperatures. That chill should also tell you it’s time to perform a check of your home to ensure it can withstand…
As autumn hits its stride, it’s bringing showers and that means the roads become slick and dangerous, particularly if there is flooding accompanying the rain. When it rains, the number of auto accidents increases, even when rainfall is light. Any…
For decades road fatalities were on a steady decline thanks in large part to new technologies that have made our cars safer, like anti-lock brakes, airbags, early warning systems and better construction. Then the smartphone entered the scene and the…
As autumn approaches with its heavy rains and storms that are becoming increasingly unpredictable, you should start now to make sure your home is properly protected against them. If a particularly heavy storm hits, you can lose outdoor furnishings and…
Even though your insurance premium payments appear on your books as an expense, you are in fact purchasing a valuable asset. The law firm of Anderson Kill recommends in a blog that companies treat their policies as assets that must…
While you already have enough to worry about when your child leaves for college, you don’t want the specter of them dealing with the theft or damage of their possessions while there. For about $150 a year, you can protect…
Increasingly frequent and extreme weather events, along with rising home repair costs, are combining to drive homeowner’s insurance premiums higher. According to the Insurance Information Institute, 2020 saw the number of wildfires nationwide jump to 58,950 from 50,477 in the…
