Mold is a serious problem in a number of older homes, apartment buildings and commercial buildings. It’s often caused by poor maintenance and unchecked water leaks that over time create conditions that are ripe for the growth of the fungus. The problem is that this mold can aggravate tenants’ allergies, and there are plenty of […]
Hiring a Contractor?
When you hire contractors, electricians or other home repair specialists, you may shop around on price and go with the least expensive one. But if a contractor comes in with a bid that is much lower than the competition, it could mean they are cutting corners – and one of the top ways for them […]
Eight Insurance Cost-Saving Tips for the New Year
As the new year gets underway, now is a good time to review your home safety and insurance plans for the year. Make sure in 2023 that you make your home safety a priority, and also ensure that you get the most bang for the buck with your insurance coverage. Here are eight ways that […]
How to Keep Your Home, Family Safe During the Holidays
As the holidays approach and the merriment gets underway, don’t forget to keep your home safe from fires, injuries and burglaries. Homeowner’s insurance claims spike in November and December every year, most of them due to fires as you start sprucing up your home for the holiday season, so keep an eye out for these […]
Preventing Chimney, Flue and Fireplace Fires
As temperatures fall and you spend more time indoors in front of the fireplace, the last thing you want to think about is the condition of your chimney. Dirty chimneys can cause serious fires, which damage or destroy homes and injure people. Before lighting a fire, make sure it is safe to do so. Be […]
Had an Accident? Expect Long Repair Times
Due to labor shortages and supply chain issues, the time it takes to repair a vehicle has increased substantially in the last year. What used to take two weeks maximum can now take more than a month, and that leaves some people in a bind with their insurance. The standard auto insurance policy will in […]
Auto Insurance Rate Hikes Show No Signs of Slowing
A number of factors are converging to drive up the cost of auto insurance, and the website Insurify.com predicts that rates will jump 12% on average in 2023 from this year’s level. Rate increases vary from state to state and some are seeing higher hikes than others. The expected increase for 2023 builds on a trend […]
Manage Your Weight with a Balanced Diet
If you’re struggling with your weight, one of the best approaches is to try to eat foods that don’t come out of a box and are all natural. The key to managing your weight is eating a well-rounded diet. Eating healthy doesn’t mean eating “rabbit food” bland raw vegetables that don’t excite the palate. Instead, […]
Your House is Well Insured. What About the Other Structures on Your Property
Your homeowner’s insurance policy protects you from having to pay on your own for damage to your home caused by fire, wind, smoke and other causes. However, your home might not be all you have to worry about. Does your property have a gazebo? A deck? A pool? An outside kitchen? A detached garage? A […]
What Everyone Should Know About Umbrella Insurance
Umbrella policies provide extra protection beyond standard coverage, and they are available in increments of a million dollars. Sometimes known as excess liability or personal liability insurance, umbrella insurance doesn’t stand alone. Instead, it adds another layer of liability protection on top of the liability built into other policies you have, including auto, homeowner’s or […]