Protect Your Home from Water Damage

While most people are understandably concerned about insuring their homes against fire loss, that risk is not what causes the most losses for homeowners. Water damage is a more common threat that accounts for more claims than fire damage. Statistics…

Do You Need Comprehensive Auto Coverage?

In auto insurance there are two main areas of covered physical damage losses: collision damage losses and losses other than collision. These two categories are often referred to as collision coverage and comprehensive coverage. What is comprehensive coverage? Comprehensive car…

Hire and non-owned auto insurance

Many companies use vehicles that they do not own in their daily operations. This includes vehicles that are rented (“hired”) as well as vehicles that belong to employees (“non-owned”). The long use of these vehicles can be dangerous for many business owners that don’t realize that they are putting their business assets at risk.  Let’s jump into detail of what is Hired & Non-Owned Auto insurance and…

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